Commercial Financing Through Pathway Lending

The Energy Efficiency Loan Program helps businesses implement energy-efficient technology, building retrofits and renewable energy systems. The loan program offers:

  • Below-market rate loans (5%)
  • Terms up to 10 years
  • Financing up to 100% of project costs
  • A shared savings feature

The shared savings option allows companies to retain up to 50% of the energy savings to improve cash flow and immediately reduce operating costs while the remaining savings are used to repay the loan.

Energy efficiency improvements are smart business. It's estimated that every dollar spent on energy efficiency will yield a 184% return on investment over the life of the upgrade. Apply online at